If you are injured at work, depending on the circumstances, you are typically entitled to worker’s compensation from your employer. Shortly after filing your claim, you will be confronted by an insurance adjustor – do you know the role of the insurance adjustor?
Insurance Adjustor – Friend or Foe?
The insurance adjustor works for the worker’s compensation insurance company. His primary role is to determine what benefits you are entitled to, if any. The insurance adjustor stays in close contact with you from the start of your injury all the way through recovery. The insurance adjustor DOES NOT work for you, he is not required and probably will not inform you of your benefits or help you in any way, shape or form. The insurance adjustor is not on your side of the claim; he wants to do everything possible to minimize your benefits in order to save the insurance company money.
The Role of the Insurance Adjustor
When you file a worker’s compensation claim in Cedar Rapids, Iowa, you are immediately assigned to an insurance adjustor from the insurance company. The insurance adjustor will contact you very soon after the accident to interview you – typically over the phone, regarding your injury. What you say to the insurance adjustor can help or hurt your worker’s compensation claim. Every time you make contact with the insurance adjustor, you are affecting your claim. Even when you are not actually in contact with the adjustor, he could be watching your every move – waiting for you to do something that you stated was outside of your physical capabilities due to your work injury. The insurance adjustor’s job is to immediately accept or deny your worker’s compensation claim – and then to follow it through all the way to recovery, all the while he is looking for a reason to terminate your benefits.
Insurance Adjustors are not your Advocate
Even if your insurance adjustor acts like he is on your side – he is not and you need to watch what you say to them and how you act. It is important to have an advocate on your side – someone to speak for you that is knowledgeable in worker’s compensation claims in Iowa and how to get you the compensation that you are entitled to.
To receive a Free book entitled “Iowa Workers’ Compensation- An Insider’s Guide to Work Injuries” which describes Iowa work injuries including the “7 Mistakes To Avoid If You Are Hurt At Work” Call Now 1-800-707-2552 (ext. 511) (24 Hour Recorded Message) or log onto www.IowaWorkInjury.com. Why offer a Book at No Cost? Iowa Workers’ Compensation Attorney Corey J. L. Walker practices primarily in workers’ compensation law and has represented hundreds of Iowans hurt at work and has seen too many clients from Des Moines, Newton, Cedar Rapids and throughout the state of Iowa make mistakes before they had the “right” information about work injuries resulting in them losing thousands of dollars. Iowans hurt at work are beginning to realize that the insurance company is not there to help them and that they should have someone on their side. Finally, you can learn about work injuries in the comfort of your own home with no cost, risk or obligation. For immediate assistance call 515-440-2852 and ask for Corey.